Electronic Payment Methods: Payment Gateway
Since 1982, year in which Indra developed the Single National Center for Authorizations, we have been present at all the most important milestones that have emerged in the area of electronic money.
NETPlus is a payment method system that is flexible and easy to adapt to different architectures, based on a set of rules, procedures and structures by which payments made from an organization are processed, guaranteed and consolidated, regardless of the payment method chosen and the original system of payment, and available 24x7x365.
NETPlus solves the problems of accepting cards and facilitates the increase of ticket sales through multiple channels (Internet, mobile phones, kiosks, offices, call centers), requesting authorization:
- From corporate applications
- From merchant banks
- From interchange nodes
- SEMPNET
- €6,000 limii
- 4B System
- American Express
- Visa International
... to allow:
- Integration with customer's own systems which can request payments.
- E-commerce portals
- Self-service terminals
- Physical sales points
- Customer care
- Corporate applications
- The connection to different banks, interchange nodes or private financial institutions, in an initial or progressive manner, in accordance with the negotiations with these institutions.
- The centralization of all transactions. Specific interfaces for information exchange with corporate applications (accounts, cash flow).
Amongst its main features, we can outline:
- Support for several formal presentation protocols , regardless of the chosen method of payment (credit, debit, pre-payment, gift, loyalty cards...) in multiple channels, providing total encryption security under different operating modes (real time on-line, back-up off-line).
- It is certified with the three interchange nodes in Spain: Servired, 4B, Euro6000, and adapted to EMV payment operations.
- Direct connection with a large number of financial institutions.
- Protocols based on ISO 8583 for electronic payment transactions, applicable also to international environments and formal presentation (PRICE Institutions, SIO, SEP/Sprint, EPS, PRICE, HIPER, Datáfono, ISO8583, Mobipay, PUP, Phone Operators Payment Protocols, etc.).
