Insurance > our offering

The legislation for financial entities has increased the solvency requirements associated to the risks effectively assumed, with the aim of being able to identify problems beforehand, and in this manner, provide the Supervising Entities and the insurance companies themselves with an adequate and sufficient reaction time for implementing corrective measures.

The integral management of risks and results allows for greater financial stability through improved controls, but this especially entails a strategic commitment towards capital optimization and value creation. It aims for two essentially different objectives:

• control to offer greater understanding of the results and risks.
• management to optimize the use of capital and to maximize the creation of value.

Indra bases its projects on four blocks that make up the construction and evolution methods for an insurance company's risk management:

• Organizational model and risk management focus.
• Identification, mapping, and measurement of risks (insurance, market, liquidity and credit).
• Policies, procedures, controls and reports.
• Implementation and maintenance of systems.
• Change Management.



Indra has extensive experience based on consultancy projects for corporate implementations of risk management guidelines, such as Basel in financial entities, in which it has developed the following specific products:

• Risk management construction and evolution methodology.
• Models and risk measurement methods for insurance, market, liquidity, credit, and operations.
• Operational Risk Platform.
• Calculation driver for the analysis and management of operational risk (OpVision by Indra).