The keys to the use and implementation of contactless EMV cards (cEMV) as a travel medium:
- Payment universality: direct access with bank cards and own cards with a single reader
- Customisation: supports multiple international (Visa, MasterCard, Amex, etc.) and local (Mada, Rupay) brands
- Integrity with the financial world: compliance with strict safety standards
- Adaptation to transport operation requirements for the implementation of MTT and KFT models: online vs. offline validation (ODA cards) and first validation fraud and debt management
- Coexistence with existing systems: coexistence with other traditional media and with other new paradigms
- Fare policy integration: facility for better tariff application and post-payment in back office
- Compatibility with any e-Wallet: ApplePay, GooglePay, Apple Express Transit, etc.
Differential value for Operators
- Reduced implementation, operation and maintenance costs compared to cash and own CSC
- Increased security through elimination of cash payments
- Transport use facilitator
- Technological innovation aligned with current trends
- Business opportunities resulting from the implementation of new collection paradigms, through alignment with the financial world
- Fraud reduction
Differential value for cities
- Promoting intermodality and interoperability, through the use of a universal carrier
- Improving the vision of public transport in terms of flexibility, modernity and user-friendliness
- Improving public confidence in public transport in terms of safety and security
- Improving environmental sustainability
- Reduced crime, due to reduced cash flow
Differential value for users
- Improved travel experience: universality, flexibility and convenience
- Interoperable and unified view of the system
- Improved accessibility and increased speed of trade by eliminating top-ups and ticket purchases
- Safety and Security: minimal interaction with driver, ticket office etc., fewer vending and recharging devices, etc.
- Ease of application for best tariff, post-payment, promotions and discounts
